IRS outsourcing of debt collection good idea

By Lisa Spiwak One of the good things about owing money to the IRS has been that the agency is so overburdened that it has not had the resources to actively engage in collection of outstanding inactive tax receivables. These receivables are currently estimated to be in the amount of $458 billion. This is about Read More →
Read More →Make sure you know how the deed to your marital home lists the title

By Lisa Spiwak When a married couple goes to the escrow office to sign the documents to their new home, they are thinking about many things. Their minds are swirling with thoughts of the mortgage payment, furniture placement, the moving company, landscaping, area schools, etc. The last thing they are thinking about is how the Read More →
Read More →Future of privacy at stake in Apple v. FBI

A highly contentious legal battle is brewing between Apple and the FBI. The FBI has been trying to hack into the encrypted iPhone belonging to Syed Farook, one of the San Bernardino shooters in the Dec. 2 attack that killed 14 people. The Apple iPhone, which was actually issued by the county of San Bernardino, Read More →
Read More →Low gas prices great for consumers but not necessarily for the economy

At close to $33 per barrel, crude oil has dropped more than 60 percent since June 2014 — which is great for our economy because it significantly reduces the average price of gas and heating oil. Regular gasoline now averages $2 per gallon nationally. This translates to cheaper costs to transport goods and run your Read More →
Read More →Forced arbitration violates your rights

By Lisa Spiwak Arbitration has become very popular as an alternative dispute resolution to the traditional court system. Arbitration’s popularity stems from the fact that it is a way to resolve legal disputes outside of the courts in a faster, cheaper and more flexible manner. Arbitration awards are completely binding on the parties and those Read More →
Read More →Crowdfunding great alternative to bank loan
The concept of “crowdfunding” was conceived in 2003 and has been gaining traction ever since. Essentially, it is an alternative way for companies and start-ups to raise money without going to a traditional bank. Money is raised through an Internet platform which allows companies, startups, entrepreneurs and various projects to seek monetary contributions from a Read More →
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